Scheme Performance
See how the three core NPS asset-class schemes — Equity (E), Corporate debt (C) and Government securities (G) — have performed on return and risk. Pick a scheme to dive into its returns, SIP performance and risk profile across every Pension Fund Manager.
Why your scheme choice matters most
Your asset mix — how much sits in Equity, Corporate debt and Government securities — is the biggest driver of your final NPS corpus. Knowing how each scheme behaves is the first step to an allocation that fits your horizon and risk appetite.
Return vs risk trade-off
Equity grows fastest but swings most; Corporate debt and G-secs are steadier but slower — the classic return-for-stability trade-off.
The equity cap
NPS caps Equity at 75% and tapers it with age — more growth early, more protection as retirement nears.
Compare like for like
Returns vary by fund — each scheme page compares every PFM on CAGR, SIP XIRR and risk, so you can spot the leader.
AUM across NPS schemes
How the total NPS corpus is distributed across schemes. The Government sector (Central, State and Corporate-CG) holds the largest share, followed by the Equity, Corporate-debt and Government-securities schemes, with the remaining schemes grouped under “Others”.
Source: PFRDA Pension Bulletin (Table 5), Scheme-wise AUM as on 31 March 2026. Figures in ₹ crore. Equity/Corporate/Government totals combine Tier I and Tier II; “Others” covers MSF, NPS Vatsalya, APY, UPS, NPS Lite, TTS and related schemes.
Scheme Returns
Compare returns across all Pension Funds for a chosen scheme, sector and period. Bars are ranked highest to lowest.
Returns are annualized (CAGR); the 1-year figure is the absolute 1-year return. Compiled from Pension Fund factsheet NAVs. Returns are market-linked, vary by Pension Fund and period, and past performance does not guarantee future results.
Return Comparison Chart
See how a scheme’s cumulative return has moved over your chosen period, compared across Pension Funds and rebased to 0% at the start of the window.
Cumulative return (%) of ₹1 invested at the start of the window, from Pension Fund NAVs. Hover the chart to see each Pension Fund. Market-linked; past performance does not guarantee future results.
Pick a scheme to see its full performance
Each page gives you the scheme’s overview, SIP XIRR, and a Risk vs Return chart — across every Pension Fund Manager.
Equity
Invests in a diversified basket of large-cap and index equities.
- Scheme overview
- XIRR (SIP return)
- Risk vs Return chart
Corporate debt
Invests in high-quality corporate bonds and money-market instruments.
- Scheme overview
- XIRR (SIP return)
- Risk vs Return chart
Government securities
Invests in central and state government bonds.
- Scheme overview
- XIRR (SIP return)
- Risk vs Return chart