Enter your age
Set your current age — the starting point of your investing horizon.
Tools
NPS Calculator
Estimate the retirement corpus, lump sum and monthly pension your NPS contributions could build — then save and compare scenarios, and weigh NPS against EPF, PPF and mutual funds.
What it does
Project your retirement outcome in seconds
The NPS calculator turns a few simple inputs — your age, monthly contribution, expected return and retirement age — into an indicative view of what your National Pension System account could grow to. It applies monthly compounding over your investing horizon and splits the final corpus into the lump sum you can withdraw and the portion used to buy your pension.
Total corpusEstimated value at retirement
Lump sumThe portion you can withdraw
Annuity corpusUsed to fund your pension
Monthly pensionIndicative lifelong income
Try it
Your indicative NPS corpus
Adjust the sliders or type exact values — the estimate updates instantly.
Save this scenario & compare
Keep this quick estimate, add a few variations and compare them side by side.
Plan, save & compare
your personalised NPS
Tailored projection
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This is an educational projection only. Actual returns, tax treatment, withdrawal rules and annuity rates may differ, and are subject to the prevailing PFRDA regulations and Income-tax provisions.
Getting a result
How to use the calculator
Five quick inputs are all it takes — the results update the moment you change anything.
Set your contribution
Choose how much you’ll invest each month into NPS.
Pick a retirement age
Usually 60 — this sets how long your money compounds.
Set the return
Enter an expected annual return assumption for your funds.
Choose annuity split
Set how much of the corpus buys a pension, then read your results.
Tip: try a few return assumptions and contribution levels to see how starting early and investing more shapes your final corpus.
Compare your options
Weigh NPS against the alternatives
Jump straight into a side-by-side comparison calculator.
Ready when you are
Turn the estimate into a real account
Learn how NPS works, then open an account online in minutes.