Corporate debt Scheme (C)
Invests in high-quality corporate bonds and money-market instruments. Steadier, accrual-style returns with moderate interest-rate sensitivity. A middle ground between equity growth and government-securities safety.
About the corporate debt scheme
Invests in high-quality corporate bonds and money-market instruments. Steadier, accrual-style returns with moderate interest-rate sensitivity. A middle ground between equity growth and government-securities safety.
What it holds
Invests in high-quality corporate bonds and money-market instruments.
Return & risk
Risk profile: Moderate. Best suited to a medium to long horizon.
How to read this
Figures below are per Pension Fund Manager. CAGR is the compounded annual growth of the NAV; XIRR is the return on a monthly SIP; risk is return volatility.
Growth since inception
The total NAV growth each Pension Fund Manager’s Scheme C has delivered since it launched, alongside the current NAV.
| Pension Fund Manager | NAV (₹) | Absolute return since inception |
|---|---|---|
| UTI | 40.89 | 308.89% |
| TATA | 13.07 | 30.69% |
| SBI | 46.24 | 362.39% |
| LIC | 29.57 | 195.70% |
| Kotak | 44.25 | 342.53% |
Compounded annual growth
Compounded annual growth rate of the NAV over each period — the standard way to compare returns across tenures.
| Pension Fund Manager | 1Y | 3Y | 5Y | 10Y | SI |
|---|---|---|---|---|---|
| UTI | 5.61% | 7.70% | 6.58% | 7.81% | 8.57% |
| TATA | 4.95% | 7.52% | — | — | 7.23% |
| SBI | 5.50% | 7.76% | 6.68% | 8.10% | 9.35% |
| LIC | 5.04% | 7.40% | 6.46% | 7.88% | 8.66% |
| Kotak | 5.63% | 7.81% | 6.70% | 7.73% | 9.07% |
Return on a regular SIP
XIRR is the money-weighted return of a monthly contribution (SIP) over each period — closer to what a regular investor actually experiences than point-to-point CAGR.
| Pension Fund Manager | 1Y | 3Y | 5Y | 10Y | SI |
|---|---|---|---|---|---|
| UTI | 5.80% | 7.50% | 7.35% | 7.42% | 8.29% |
| TATA | 4.98% | 7.20% | — | — | 7.34% |
| SBI | 5.77% | 7.54% | 7.37% | 7.62% | 8.60% |
| LIC | 5.35% | 7.14% | 7.08% | 7.44% | 7.90% |
| Kotak | 6.04% | 7.60% | 7.40% | 7.33% | 8.34% |
Return for the volatility taken
Each dot is a Pension Fund Manager, plotted by its 5-year return against its 5-year risk (volatility). Toward the top-left is more return for less risk.
Risk is the annualised standard deviation of daily returns; higher means larger swings. The chart uses the 5-year tenure for a like-for-like view, so managers without that much history may not appear here (their figures are in the tables above).