PFRDA
The Pension Fund Regulatory and Development Authority's site (pfrda.org.in) publishes regulations, circulars, the registered intermediary list, and the subscriber charter. It is the primary regulatory source for NPS.
Open PFRDAReference directory
Resources
Source library: PFRDA regulations, NPS Trust circulars and guidelines, investment guidelines, and curated subscriber and CRA portal links.
Section 01
Regulator and Trust
NPS Trust
The NPS Trust site (npstrust.org.in) publishes the annual report, functions of CRAs and ASPs, the list of empanelled Pension Fund Managers, and operational guidance for subscribers.
Open NPS TrustSection 02
Regulations and key documents
The acts, regulations, and amendments that govern NPS. Always read the most recent amendment for the operative rule.
PFRDA Act, 2013
The constituting statute establishing PFRDA as the statutory regulator for the pension sector in India. Sets PFRDA's powers, structure, and the framework for registering and supervising intermediaries.
Open PFRDA ActsNPS Exit & Withdrawal Regulations, 2015
The base regulations governing partial withdrawal, premature exit, normal exit at retirement, lump sum and annuity rules, and death claim procedures across sectors.
Open Exit Regulations 2015Exit & Withdrawal (Amendment) Regulations, 2025
The most recent material amendment to the exit and withdrawal regime. Read this alongside the 2015 base text to get the operative rules in force today.
Open 2025 AmendmentInvestment Options under NPS (PDF)
Protean / NPS Trust reference document explaining Active Choice, Auto Choice (LC75, LC50, LC25), the Multi Scheme Framework, and the E / C / G / A asset classes.
Download PDFRegistered Pension Funds (PFRDA list)
The current PFRDA-published list of registered Pension Fund Managers. Use this as the authoritative source over any other roster including this site's own intermediaries page.
PFRDA PFM listEmpanelled Annuity Service Providers (PFRDA list)
The current PFRDA-empanelled ASP list used at NPS exit to convert the annuity portion of the corpus into a lifetime pension.
PFRDA ASP listSection 03
CRA portals
Protean CRA
Protean (formerly NSDL eGov) operates the longest-running NPS CRA portal at cra-nsdl.com and the NPS information portal at npscra.proteantech.in. Subscribers can log in, transact, switch schemes, and download statements.
Open Protean CRAKFin CRA
KFin Technologies operates the parallel NPS CRA portal that subscribers can choose at registration or migrate to later. Functionally equivalent to Protean for PRAN servicing, statements, and transactions.
Open KFin CRACAMS CRA
CAMS Repository Services operates as a CRA in the NPS architecture with its own subscriber and intermediary portals.
Open CAMS CRASection 04
Subscriber portals
eNPS
The eNPS portal is the online registration and contribution platform that runs on Protean CRA infrastructure. New subscribers can register, complete e-KYC, generate a PRAN, and contribute online.
Open eNPSCRA mobile apps
Both Protean and KFin publish CRA mobile apps that mirror the portal experience for login, contributions, switches, and statement downloads.
Section 05
Annual reports and circulars
NPS Trust annual report
Published on npstrust.org.in. Includes assets under management, scheme-level performance, intermediary oversight summary, and operational metrics for the year.
NPS Trust reportsPFRDA circulars
Published on pfrda.org.in. The primary source for regulatory updates on investment guidelines, exit, partial withdrawals, KYC, and intermediary norms. Circulars override older FAQs where they conflict.
PFRDA circularsPFM portfolio disclosures
Each PFM publishes scheme-level portfolio holdings and NAVs at the frequency required by PFRDA. These disclosures are the basis for independent performance comparison.
Section 06
Compliance and Charter
PFRDA Subscriber Charter
Sets out the service standards that intermediaries are expected to meet, including timelines for registration, contribution processing, switches, withdrawals, exit, and grievance resolution. Published on the PFRDA compliance page.
Subscriber CharterGrievance redressal framework
Five-level escalation matrix under the PFRDA (Redressal of Subscriber Grievance) Regulations: intermediary, NPS Trust, Ombudsman, PFRDA designated member, and finally the Securities Appellate Tribunal.
Source note
Source URLs are taken from the NPS Master Document and PFRDA, NPS Trust, and CRA references cited there. Each linked entity publishes its own version of forms, circulars, and statements; the URLs below are the canonical starting points.
Also under reference
Related sections
Reference directoryNPS IntermediariesPFMs, CRAs, PoPs, Trustee Bank, Custodian, ASPs.ToolsPerformance DashboardScheme E / C / G returns and PFM comparisons.Reference directoryForms & DownloadsRegistration, contribution, withdrawal, exit, and claim forms.ToolsCalculatorsRetirement, tax, corpus, annuity, and goal-planning calculators.OperationsAccount ServicesLogin, PRAN registration, KYC, nominees, grievances.OperationsHelp & SupportContact, PoP locator, CRA services, helpdesk, subscriber charter.