Goal Planner

What monthly contribution gets you to your retirement goal?

Set a target retirement corpus, a horizon, and an expected return — and back out the monthly NPS contribution required to get there.

Inputs

Enter your assumptions

Target retirement corpus

₹

Current age30 years

18 years70 years

Retirement age60 years

31 years75 years

Expected blended return9 % p.a.

4 % p.a.14 % p.a.

Computed output

Result

Years to retirement30 years

Monthly contribution required₹10,843

Total you would contribute₹ 39.04 Lakh

Investment gain at horizon₹ 1.61 Cr

Assumptions

What this calculator assumes

·Contributions are made monthly, in advance, for the full horizon.
·Returns compound monthly at the blended rate you enter.
·Charges, tax, and inflation are not modelled.
·The required contribution rises sharply for short horizons or low expected returns; cross-check feasibility against your income.

This output is an estimate based on the assumptions you entered and the simplifications stated above. It is not a projection of any specific NPS account, fund, or product, and it is not personalised investment, tax, legal, or retirement advice. Verify current rules from official sources and consult qualified professionals before acting.